Capital Finance Group
Trade Finance
Trade finance supports businesses that import or export goods by funding the gap between paying suppliers and getting paid by customers. It can help you take on larger orders, offer suppliers greater certainty of payment and manage the risks that come with trading internationally.
Speak to a Business Finance SpecialistTrade Finance
International trade brings its own timings and risks. We will take the time to understand your supply chain, your customers and your typical order cycle, then find lenders who can structure a facility around how your trade actually flows.
Who it suits
- Importers who need to pay overseas suppliers before goods arrive or sell
- Exporters fulfilling large orders before receiving payment
- Businesses with confirmed customer orders but limited working capital
- Companies wanting to strengthen relationships with suppliers through reliable payment
How it works
- The finance provider pays your supplier, often in the supplier's own currency, and you repay once the goods are sold or your customer pays
- Facilities can be structured around individual transactions or as an ongoing line
- Related tools may include letters of credit, supplier payment facilities and import loans
- It is often combined with invoice finance to cover the whole cycle from purchase to payment
Things to consider
- Lenders will look closely at your trading history, supplier relationships and the creditworthiness of your customers
- Currency movements, shipping delays and customs issues can affect cash flow and should be planned for
- Costs can include transaction fees, interest and foreign exchange charges
- Security over the goods and personal guarantees may be required
Trading overseas and need support with supplier payments? Speak to an expert about a facility built around your trade cycle.
Finance is subject to status and lender criteria.
Interested in Trade Finance?
Trading overseas and need support with supplier payments? Speak to an expert about a facility built around your trade cycle.
Speak to a Business Finance Specialist