Property Finance
6 March 2026 - 4 min read
Client: Auction Purchase Client (Liverpool)
Headline outcome
Completion achieved within 21 days; refurb completed within 3 months; refinance at higher valuation releasing equity.
Overview
£310,000 bridging loan for auction purchase and refurbishment of a terraced property block.
The Challenge
The client had exchanged at auction with a 28-day deadline. The property was un-mortgageable due to condition, and time constraints ruled out traditional lenders.
Our Approach
We secured a bridging lender able to lend at 75% LTV on current value, complete within a tight timeframe, and allow light refurbishment works. We structured a clear exit onto a buy-to-let refinance post-works.
The Result
Completion achieved within 21 days; refurb completed within 3 months; refinance at higher valuation, releasing equity.